Your Questions About Best Home Based Businesses

Thomas asks…

Going to adopt/rescue a dog i have some questions!!!?

My family just told me that they would like to adopt a dog and i am very excited!! So we have been looking at some close by shelters and we have found 3 dogs that we like.

*Cocker spaniel and shih tzu mix her name is holly http://www.petfinder.com/petnote/displaypet.cgi?petid=14761172

*Gizmo is the second he is a pomeranian poodle mix
http://www.petfinder.com/petnote/displaypet.cgi?petid=14552758

* and third is a pomeranian named Teddy

all of these dogs are house trained but we would like one that doesnt shed and doesnt yap a whole lot. We also have kids that come and visit (they are familiar with dogs and know the boundries) based on the mixes which dog would be the best… each site says they are friendly dogs but which mix would be the best with the kids.

A little info on our lifestyle. Both parents work from 8 till 5 but they come home alot during the day so they can let the dog out, and dad might also take him to the car lot to hang out there all day(he owns the business so it wont be a problem having the dog there) till i get done with school at 3. We dont have anyother dogs just outside cats so the dog would be alone in the house if dad didnt take it. Which breed/mix suits us??

Thanks

Nagesh answers:

I would vote Gizmo – for many reasons.

The site says he is good with children and other animals, so you won’t have to worry about him being skittish around the kids when they visit nor will you need to worry about him chasing the cats outside.

He is older, so already house-trained and able to stand long periods of time alone if need be. Also, he is less likely to find someone to give him the forever-home he so deserves, because he is older.

And he’s just adorable 🙂

Good luck with whoever you choose. Thank you for adopting!!

Mark asks…

Repost: Ask the tough questions now or wait for hard evidence?

My apologies to anyone who saw this posted earlier. This may be the most important question I ask here, and I’m just trying to reach as many segments of this community as I can.

When it comes to wives who fool around I’m in a tiny minority based on what I’ve found in this forum. I’m really not comfortable with the typical response of “kick her out” or “divorce the whore,” because I love her too much to think in those terms. And frankly the fear of losing her is worse than the idea of what she might be doing. It’s all about priorities and that’s where mine are right now…keeping the marriage intact, no matter what. For better or worse…and all that. That’s a vow too, no matter that she may have broken one as well. And this is all conjecture anyway….based on the classic signs of an unfaithful spouse. But the main one is my gut feeling. If I bring up her sexier clothes it’s because she thought I would like it. The same for the subtle, but noticeable, changes when we make love. She thought I would like her to change things up for excitement. If she is doing anything it’s far from routine. She just doesn’t have the time or opportunities to pull off a full blown affair. She does have two to four business trips a year and that would be her best chance. And it’s right after those that I notice most of the signs. I’ve been in relationships where the love dies at some point, and this is nothing like that. I would definitely know if the love between us was gone and it’s far from that. My question is should I talk to her about this now or wait until I have more concrete proof that something is going on? If I ask, she’ll tell me because she’s never shied away from the tough questions. But once I ask, and she answers, then we’re on a path I may not be ready to take. Not without a lot of preparation anyway. But I also know it has to be addressed eventually, and that’s why I’m seeking advice on the timing. Please don’t call her names or be unkind, because this is my wife…the love of my life and the girl of my dreams. She’ll be back home later this week and I’m trying to work up the nerve if I decide to talk it out.

Admittedly this seems a little paranoid. And a big element of this is my gut feeling, which could be wrong. I just don’t want to approach her about a possibile infidelity if it’s not happening. She’d be crushed.

Nagesh answers:

You do not have concrete evidence of her cheating, so it would be a sad situation if you acused her of it. I truly feel what you need is reasurance and do not know how to go about asking for it. Whenever me or my husband need reasurance from each other, we simply ask for it by saying, “honey, I need reasurance of your love and loyalty to me”….and it helps. If your doubts about your wife’s loyalty is getting the best of you there are ways to approach the subject without actually accusing her. You simply tell her about how insecure you have been feeling and then ask her to reasure you of these insecurities. Or is it that you avoid approaching the subject for fear of opening up a secret you do not want to know about? Your fears may be for nothing or they may be valid, either way you need to get answeres for the doubts you are feeling. You need to be able to open the doors of communication with your wife because leaving things unsaid can only make things worse. You are torturing yourself by dwelling on these doubts that you have. Get some reasurance from your wife. A loving wife would not hesitatle in reasuring her husband. By the way, your wife is a lucky woman to have a man who respects and loves her so much. If she is cheating, she would be foolish to do so. Good luck to you!

Jenny asks…

I am attempting to re-group after many years of harassment and domestic abuse. Now…?

I want to return to college and finish my last year. However, because of the extended time I was pursued and abused I have little work history and am ragged.

I have been unable to find work/jobs/or entry level careers in the current tight job market. Fortunately, I have a website, am a Amazon Associate, have an account on ebay, an account on etsy (for handmade goods) and have written a few articles for three major article writing venues. With the article writing business I do not have enough page views as of yet and have earned less than ten ($10.00) dollars thus far. I am not on the public dole but get assistance until I can get back on my feet from a relative who is soon to enter law school as well.

I have done my research (I love research and ultimately will go to law school) and have lots of projects that should bring in income for me. But I need to raise money to purchase supplies. As well, I want to earmark monies IMMEDIATELY for my college education. What I want to know is what is the best way to raise money quickly such that I can launch my business ventures? The amount of money I would need initially would be less than one-thousand ($1000.00) dollars.

I make my crafts from scratch and have master skills in needlework, so I project-based on my past performance-that I can command a decent price for my wares. I’ve thought of just about everything but have been unable to get over the final hurdle of financing (even minimally) my business ventures. I would appreciate any suggestions to help me out of this bind. I am not considering peer-to-peer lending nor borrowing money of any sort. I have not had credit in over a decade…besides…I cannot pay back any monies borrowed.

From research, I know the Internet is a powerful medium with a world-wide community of people who exemplify the absolute best in human kind. I would appreciate suggestions on proven methods of raising funds. No overnight schemes or work-at-home (after all these years I am chomping at the bit to re-join the business work force) schemes. I appreciate all serious responses.

Nagesh answers:

Is there no government grants for small businesses? Im in UK and we got them here. Im sure government got some ways of supporting small businesses to help speed up economy growth – worth checking that.

William asks…

HELP! Fraud Alert..Can you Help me find Ryan Joseph Wrobel of Naperville, Plainfield or Hoffman Estates.?

For Xmas this year I purchased a ‘new never used’ verizon blackberry phone for $100 from a guy on Craigslist named Ryan Wrobel. He said he decided to get another phone instead; therfore it was never used and no number has ever been assigned to it. After a few emails, he finally agreed to meet my husband at his wifes place of business, a resale shop in Naperville, Xmas eve day in Naperville for the transaction. It went fine, no red flags until he got home. This, by the way, was my Xmas gift this year.

After he got home, we tried to activate this phone and we were told through Verizon that this phone is registered to another person, in fact the phone number was a New Jersey phone number, still active, and could not and would not be re-activated until that person called them personally. First I was stunned it was registered, Ryan Wrobel said it was never activated. Second, I was stunned it was still a working line!

Well, upon emailing Ryan Wrobel numerous times, he told me to just throw in a sim card; this phone does not have a sim card. Then he told us that he would contact Verizon and “fax them” some information, he said a release.

According to verizon, there is no need for a fax, a simple call to them, as the account holder is enough to release it. In fact it is very odd that someone would even do that they told me. In addition, they said it would be best to try to do a 3 way call to clear up the matter.

Well days turned into weeks and many emails back and forth occurred with no resolution. The 3 way call suggestion did not fly as Ryan Wrobel did not want to do that. Red Flag.Another red Flag was that he never offered up his cell number to us. The only way we could reach him was via email.Very odd, especially since he knew I was having these issues.looking back it all makes sense, but at the time I was still thinking it was just a mistake, not a scam.

Verizon tells us based on the ID numbers , the person I bought the phone from, Is not the person who holds the account and this continues to be a fraudulent transaction. Ryan Wrobel claims to be a very successful IT business owner; therefore it was shocking to me that such a person would not want to kindly refund me the $100 and move on. Most legit business owners would do that.I mean, It’s $100..what’s that to a business owner?

Instead, I have documented ugly emails from this person and so I decided to Google this ‘successful business owner’ and boy did I get a shock.He does not own an IT business. He works for a company as an IT manager in Hoffman Estates. Even more frightening, as a matter of public record I found that he was arrested for DOMESTIC BATTERY 720 ILCS 570/406(B)(3) 4 OBTAIN CONTROLLED SUBSTANCE BY FRAUD 720 ILCS 5/12-2(A)(1) A AGGRAVATED ASSAULT:DEADLY WEAPON/AIR RIFLE.
http://www.bustedmugshots.com/illinois/plainfield/ryan-joseph-wrobel/22273031

YIKES!

All I wanted was a blackberry phone for Xmas. I did not want any of this!

So as I am asking for help to locate this individual, I also want to warn anyone that he could be quite dangerous at the same time.

I want my $100 back. I also want our local residents to be aware of doing any kind of transactions with this man.

Please help me find this guy and get justice.

Nagesh answers:

Call the police, call Verizon, call a lawyer, hire a PI.

George asks…

Is it a good time to buy or should I continue renting?

For the past few years I have been desperately yearning to own a home, even if that home is just a small condo. I recently learned of an 800 sq. ft. 1 bdrm + loft condo available in a complex next to mine. This condo is basically the same size of the apartment I live in now, and its 105K (short sale) which I consider to be a steal for the safety of the area we live in. I’m currently paying $995 to rent, plus my renter’s insurance which is $45. My lease is up in a few weeks and I’m really not interested in renting anymore. I feel like its a great investment, however I’m not sure what are the other costs involved in buying a home?

Also, I currently have about 45K saved up. If I were to put around 25K down on a condo in the 105K range, what would be the best type of loan for me?

I bring in around 5K a month in income, however I own my own business and do freelance writing. Some months I do really well, and based on that fact plus a few other factors I believe I could realistically have 105K saved up within 18 months to 2 years. Should I wait it out and rent another year or so, or should I purchase now?

Nagesh answers:

Now is the time to buy. You sound like an ideal conventional borrower/ buyer. Your varied income is not a concern as long as the final amount you report on your taxes is enough. There are various other costs involved in the purchase process that your lender will go over with you when you meet by showing you a good faith estimate of each cost, the interest rate and monthly payment. You can use the good faith estimate to shop the rate with other lenders to get the best deal, just make sure each offer is based upon the same terms. After talking to the lender I recommend you find a realtor even though you have already found the property, The realtor will help you the rest of the way through the purchase process to make sure all your interests are protected and having an expert in your corner won’t cost you anything more when buying a property already listed by another agent.

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