George asks…
Write a brief argument to persuade based on the conclusion:?
Write a brief argument to persuade based on the conclusion: Families who lost their homes due to foreclosure should be allowed to live in the homes rather than allowing homes to deteriorate.
Edit the one i created- please make it a flawless argument – first good answer = best answer
The goal of any business is to make a profit. Since a bank is a business, its main goal is to make a profit. When a bank lends money for a family to purchase a home it attempts to make a profit by charging interest and receives recurring payments from the family. When these payments are not made, a home may go into foreclosure. Foreclosure is the bank’s way of trying to secure their investment to ensure that profit is gained and money is not lost, by selling the home as soon as possible. Often times these empty homes depreciate in value because they no longer have any upkeep. Damage from weather, vagrants, accidents and many other occurrences plague these empty homes. The resale value and selling ability of the home itself is decreased. This causes the bank to earn less money, decreasing profit margins. Therefore, Families who lost their homes due to foreclosure should be allowed to live in their homes rather than allowing their homes to deteriorate.
Nagesh answers:
I would suggest something like this:
“Once the bank takes ownership of the home, it sometimes takes months for the house to be inspected and re-sold. Meanwhile, the home is not maintained, causing the potential for pests, rodents, and an overgrowth of foliage. These pests may also find their way to the neighboring homes, causing property losses to them as well. Rather than allow this to occur, families who are in dire financial straits should be allowed to reside in their homes, as they have the ability to maintain it.”
I hope this helps!
Chris asks…
What do you think of this idea in terms of energy policy for the US?
First the government would invest in private companies, small businesses, and startups to commision them all to produce home based power. Now home based power is what I think could be a reality in the near future. This means that each home using a combination of technology would be able to produce its own power for its own needs. And this could be done through everything from wind to solar, although solar would be the best bet for such a move. Then the government would also invest in an upgrade of the power grid. This power grid would be a “smart” grid that would treat each home like a hub that supplies energy across a network. Even though each home would power for its own uses, it would also help power other homes and areas as well with any excess it produces or does not use. This smart grid could also then utilize nuclear power plants as secondary backup and supplementary systems that run in unison with home based power systems. The smart grid would also be interactive, meaning it would compensate for brownouts and black outs through the power grid interface.
Talking points:
– Small and private businesses could hire employees to run neighborhood networks of the power grid if say people create communities that have decided to work together beyond the original design of the grid.
-The government would regulate the nuclear plants with oversight commitees to make sure waste is properly disposed of.
– Homes and people could buy better power generation systems that produce more power that could then be sold to power companies that they would then use for backups.
– Decentralizing power plants and giving more control to consumers and businesses on their needs and uses.
What do you think?
Nagesh answers:
I’d would much rather have government get out of the way and keep it’s fingers out of areas where they have no business. Americans are known to solve problems, and American businesses try to get two dollar’s worth of value out of every dollar. Government, on the other hand, is the source of nearly all our problems and tries to get a half dollar worth of every dollar they steal from our pockets.
Sharon asks…
Should I get my credential or open my own home daycare?
I am in my senior year of college and will be getting my degree in liberal studies which is basically elementary education. I had been planning on getting my teaching credential however the more I learn about the public school system the less I want to be a teacher. The main focus seems to be on the wrong thing. It seems to be on test scores and not on students and helping them learn the best way we can. Everything is based on test scores to the point that children who need extra help are being overlooked and thought of as an inconvience which is so wrong. But teachers jobs are at risk if their test scores aren’t up to certain standards because the school’s funding is based on test scores. It’s all so backwards and upsetting.
So I have been thinking that instead of getting my credential like I was planning I could open my own home daycare. I love kids and want to have a good impact in their lives and this seems like a great alternative way to do that without having to deal with all the issues and politics of being a teacher. I have made pros and cons lists and discussed with my husband and my mom but I wanted to get an outside perspective. Another factor is that I am legally blind. I can see well enough to live a normal life except that I can’t drive so working from home would really be an ideal situation for both me and my husband. I also love the idea of having my own business. Anyway I would appreciate any perspectives you are willing to give.
Thank you! : D
Oh also I have lots of experience working with kids and I love it so that’s not a factor or issue.
Nagesh answers:
I think you should own your own day care.
I think it would be a very rewarding job.
If you ever want to have your own kids or if u already have some you can always enroll them into your daycare and you can be with your kids and be working at the same time.
Hope i helped!
David asks…
Why do some people live in a faith based reality where facts don’t matter?
“Um, You need your economic facts down.
In terms of real money (adjusted for inflation), the economy of Ronnie is still the best of all time. In terms of NASDAQ and DOW gains, Bush Jr. is kicking his butt. People take home more money now than under Clinton, more people own homes, and more people own their own businesses.”
– CON
http://answers.yahoo.com/question/index;_ylt=Aldxn44tJff6jfWhoPqa_9fY7BR.?qid=20070625144223AAcYubu
FACT BASED REALITY
1) Here are the percent increase in real GDP for various presidents:
FDR 177.51% (from 32′ to 45′)
FDR 88.14% (from 32′ to 41′, without WWII)
JFK/LBJ 46.00%
CLINTON 33.81%
REAGAN 30.63%
BUSH JR 16.55% (from 00′ to 06′)
http://www.bea.gov/national/xls/gdplev.xls
4) Here is the change in inflation adjusted median wage in net dollars and percent:
NET DOLLARS
FDR N/A
JFK/LBJ N/A
CLINTON +5,825
REAGAN +3,429
BUSH JR -1,273 (00′ to 05′)
BUSH SR -1,394 (88′ to 92′)
PERCENT CHANGE
FDR N/A
JFK/LBJ N/A
CLINTON +13.94%
REAGAN +8.62%
BUSH JR -2.67% (00′ to 05′)
BUSH SR -3.23% (88′ to 92′)
http://www.census.gov/hhes/www/income/histinc/h06ar.html
Nagesh answers:
Reality based reality is just too much reality for some.
Mark asks…
Question regarding cost of HVAC unit installed in old home?
I received 4 quotes form local HVAC installers…all checked out fine with BBB and have been in this business for years…all recommended by others. Equal footing for all.
My house is 1800 sqft, one level, full basement and insulated crawlspace and walk up attic. All quotes were for 3 ton units including ductwork. Some recommended fiberglass duct, others sheetmetal…any opinions on either?
One guy quoted $7500 for Trane variable speed Heatpump ($6800 just A/C)
Another for same Trane, just A/C was $8500
One for Carrier Comfort 13 Heatpump(Base model) for $10400
The last was also Carrier base for $12000.
As you see, it’s all over the board. Of course I’m considering the Trane HP for $7500…does this sound like the best bang for my buck? I live in Eastern PA and only use A/C 3-4 mos ayear at most…minimal use. He also uses fiberglass ductboard as the main trunk…I’ve heard good and bad…does it really matter?
Thanks
Nagesh answers:
Trane products are manufactured by American Standard Companies and rated very high by Consumer Reports. Carrier products are rated less.
The new duct board is fine. The older versions had issues. Duct board is an easier install for the technicians so it takes a little less labor. The price of $7500 variable speed with heat pump is very good.
I had a total system installed last summer, American Standard V/S with 14 SEER heatpump. I have my HP set so when the outside temp drops below 34 degrees it switches to my nat gs v/s furnace.
Had a good year with it, reduced my gas consumption and received a lower rate from the electric company due to the heat pump. Overall consumption was down as were my bills.
My trunk line and return is duct board with metal supplies.
The difference is prices is the dealers markup. Carrier sounds high if they are all quoting on same size etc.
Each dealer uses their own markup…..that is why 2 Trane dealers are priced differently. Ask about manufactures warranties and dealers personal warranty etc. The heat exchangers on all products should have a lifetime warranty.
Have fun and good luck.
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