Mandy asks…
Poor Credit Loan Needed to IMMEDIATELY pay off back child support to avoid jail.?
My husband is in arrears in child support, $8,500.00. I want to get a loan so that I can pay off this debt and he can catch-up. If you want an explaination of the situation, read below. Otherwise, here are my criteria: We do not own a home, we rent. I have a home–based business so income is harder to document for me than others. I own a car, it is only worth about $1,000.00. it’s a 1996 Mercedes E320. I also have a 2000 Honda Passport however it doesnt run. Both are paid-off. I think the Passport is worth about $500 in cash. BOTH my husband and I have terrible credit & debt (see below as to why) and I need to get a loan (I can afford $250-300/mo. payments on a loan.) So, with these details, are there any lenders who will loan that amount? SERIOUS ANSWERS ONLY, PLEASE!!
OUR BORING STORY:
Here’s what happened: My husband was a kid when he divorced, he did not hve an atty. & he signed away his life because he knew no better & never knew until now that he could modify the child support amount, etc. When divorced, “reasonable visitation” was ordered (7 yrs. ago) but his ex will not allow him to talk with or see the children. She is actually in contempt but that’s another story. The ex wife had my husband paying 30% MORE child support than guidelines require. He should have been paying $229 – $280 based on his income. he earns $1,800/mo. His ex earns $80K + a year. She tricked him into paying $540/mo. in support then didn’t allow him to see the kids. That said, he paid that crazy amount of support until he became unemployed in 2008 and he was NEVER behind until now. When he became unemployed, he could only afford to send $200 – 300/mo. instead of the $540. He would call the county & the state and he was always told, “Don’t worry, just send what you can on a consistant basis,” which HE DID, SO HE THOUGHT HE WAS DOING THE RIGHT THING! All of a sudden he received a contempt letter. Of course he knew he was behind, but he thought that since he spoke with both the county & the sate of SC, that he was okay and that he would not be thrown in jail because he WAS still consistantly sending at least half of what was due. He filed for a modification 2 times over the last year once I realized what was going on after I looked at his divorce papers. he had moved in with me, because he could not afford to live anywhere that didn’t have RATS and BUGS and sometimes could not buy fod because of this high support. I am NOT kidding!! I saw where he lived. So, since he was sending away 1/3 of his GROSS income, after taxes, and after his student loan payments, he was left with about $20 a month for food. Living in the rats… So after I saw this, I helped him file for the reduction after I saw his papers when he becme unemployed. NO HEARING DATE WAS EVER SET! WHY? BECAUSE HIS EX-WIFE’S BEST FRIEND IS THE CLERK OF COURT IN THE COUNTY IN WHICH THAT CASE IS A POINT OF INTEREST. NICE, HUH? So, he applied for Legal Aid but we live in FL and that case is in SC so no help, there. he has to handle it all himself because attorneys all want $5K upfront. IF WE HAD $5K, THEN HE WOULD NOT BE IN ARREARS AS HE PRESENTLY IS! (DUH…) So, that is why he is in arrears; he did not know that anything could be modified and he was paying what he thought he was supposed to be, as told by the State. On a consistant basis. Now, to keep him from being sent to jail, because if he goes to jail then he will not be able to run the business with me and therefore it will go under, we need a loan to be able to pay off the arrears. See, he’s NOT the deadbeat dd, he is the type of dad who wanted to see his kids, crying on their birthdays and all holidays because he could not speak with them because of a vicious ex-wife…having his Christmas toys mailed back “return to sender…” and, the fact that he has been consistantly paying and WANTS to work to continue to pay–but we have to avoid jail, now. To avoid this, I have to come up with the entire arrears amount immediately.
((I can’t believe they treat fathers this way: he paid every penny of that ordered $540 for 6 years until becomming uneployed, then he reported his unemployment & ws then told to “just keep on paying what you can, consistantly.” he did… Now theyre trying to throw him in jail!?
Nagesh answers:
First, under limited situations, he could get a modification on his arrears according to Judge David Grey Ross, Commissioner of the Federal Office of Child Support Enforcement.
Http://docs.dads-house.org/Federal_Child_Support_Laws.pdf
http://child-support-contempt.dads-house.org/
I cannot think of a way to get a loan, but you should report this on Dads House to see if anyone has any idea. There’s no charge to join.
Http://dads-house.org/
http://child_support_modifications.dads-house.org/
http://child-support-outside-guidelines.dads-house.org/
http://child-support-trust-fund.dads-house.org/
http://child-support-ends-when.dads-house.org/
http://child-support-n-taxes.dads-house.org/
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James asks…
Grant writers…anyone have any thoughts about this? I am interested in this..?
I need grants for college, a business, and my current economic situation. I have looked online for grants and stuff, is the best thing to get a person write grants for you? I mean I write, but I dont have a degree in English or anything. I don’t think I would do a great job.
Anyone know anything about this, and is it a good idea? Instead of just applying for random grants, I could get a professional who write grants to specific places?
I bet it costs a bit of money right? I would pay a small cost for a greater reward, you know?
Need some help. Need suggestions. Something.
Thanks! 10 points best answer!
And REAL answers please, please don’t give me info that I don’t need about your home based business and all that.
Websites that are about the given topic would be fine. Thanks!
Question for Americans
Nagesh answers:
You want a real answer… So here goes.
Contrary to popular belief, the federal government just doesn’t give away free money to individuals to fix their house, start a business, or pay bills. The ONLY grant from the government that is available for individuals to apply for is the Pell grant and that goes directly to a college for your education. The website to apply for the Pell grant is http://fafsa.ed.gov
All the spam and rumors you hear about the government giving away MILLIONS of dollars a year is only a half truth. Yes, the government does give out grants… To entities to study the effects of vitamin B deficiency in American Indian children on a reservation in Iowa, or study the mating ritual’s of the African butterfly in the desserts of the Death Valley, or the effects of the trout migration on the dams in Oceanfront property in Arizona.
You see, these are not grants you or I could (or are eligible to) apply for.
Yes, I’m sure you can find someone more than willing to take your money and write a grant for you. You might even find someone who could convince you that you are certainly going to get it. Don’t believe them for a minute….
You would have better luck wasting your time writing it yourself. Why pay someone to write a grant to get you money when you spend more than what you would get? Also be aware federal grants do not allow you to use a portion of the grant to pay for grant writing activities, so it’s not like you could pay the grant writer out of that money IF you actually got the grant.
Http://grants.gov
Robert asks…
Are you a highly intuitive, and very spiritual person ?
part 3. Hello, glad that you stopped by. I recently am in the
mail order business. I put an ad in a major home based
business magazine. Circulation 30,000. I pulled in 55
orders, for a $10 product. In a matter of a few days !
It really paid off, the hard work that I do. Now, I am seeing
what I did, and is taking it to another level. March and
April where my best months ever. I am going to put another
ad in this magazine, and another magazine too.
I made over $600, in about a 3 weeks time. Do you think
that I will hit the $1000 mark, with my new ad in another
magazine. These letters may give you a clue. JISL.
And HLGP. OK I have a lot of customers, now. And will
have even more very soon. Do you think I will hit it
big in my mail order business ?
Nagesh answers:
I am intuitive enough to know this is spam
George asks…
I need help in buying a notebook.?
I have a Dell laptop that is a little old but gets the job done. I needed a netbook so that I can do simple word processing, wireless and that i can take easily around for my home based business. I was looking at the Acer Aspire notebook and the Asus Eee notebook. Which is better?
ACER SPECS: For $299.00
Product Features
From our expanded online assortment; not available in all Best Buy stores
Intel® Atom® processor N270
Features a 533MHz frontside bus, 512KB cache and 1.6GHz processor speed.
1GB DDR2 memory
For multitasking power.
Note: Optical drive not included
Optional external DVD-ROM drive available (not included).
8.9″ TFT-LCD widescreen display with 1024 x 600 resolution
For a clear view of your movies and graphics.
160GB SATA hard drive (5400 rpm)
Provides plenty of storage space and fast read/write times.
Intel® Graphics Media Accelerator 950 graphics
For lush images. High-definition audio support.
Built-in 0.3-megapixel webcam
Makes it easy to chat with and send video mail to family and friends.
Digital media reader
Supports Secure Digital, MultiMediaCard, Reduced Size MultiMediaCard, Memory Stick, Memory Stick PRO and xD-Picture Card and lets you easily transfer digital photos from your digital camera.
3 high-speed USB 2.0 ports
For fast digital video, audio and data transfer.
Built-in Acer InviLink high-speed wireless LAN (802.11b/g)
So you can easily connect to your local area network or a wireless hotspot.
Built-in Ethernet LAN with RJ-45 connector
Connects you easily to the Internet.
Weighs 2.4 lbs. and measures just 1.4″ thin
For lightweight portability.
Microsoft Windows XP Home Edition operating system
With Service Pack 3 (SP3) preinstalled for a stable operating platform.
Software package included
With Acer Launch Manager, Adobe Reader and more. Also includes a trial version of Microsoft Office 2007.
Intel, Pentium, Celeron, Centrino, Core, Viiv, Intel Inside and the Intel Inside logo are trademarks or registered trademarks of Intel Corporation or its subsidiaries in the United States and other countries.
ASUS SPECS: For $279.99
Product Features
Intel® Celeron® processor 353
Features a 400MHz frontside bus, 512KB L2 cache and 900MHz processor speed.
1GB DDR2 SoDIMM memory
For multitasking power, expandable to 2GB.
Note: Optical drive not included
Optional external DVD-ROM drive with USB 2.0 interface available (not included).
8.9″ WSVGA widescreen display
With 1024 x 600 resolution showcases your movies and games in stunning clarity.
160GB Serial ATA hard drive (5400 rpm)
Provides plenty of space for storage.
Internal UMA graphics
With shared system video memory and high definition audio.
Built-in 0.3MP webcam
Lets you video chat with friends and family.
Built-in media reader
Supports Secure Digital and MultiMediaCard formats for fast and easy digital photo transfer.
3 high-speed USB 2.0 ports
Ensure fast digital video, audio and data transfer.
Built-in high-speed wireless LAN (802.11b/g)
Lets you connect to the Internet without wires.
10/100 Mbps Ethernet LAN with RJ-45 connector
Provides easy Internet access.
Weighs only 2.5 lbs. and measures just 1.3″ thin
For lightweight portability.
Microsoft Windows XP Home Edition operating system
Preinstalled for a stable operating platform.
Software package included
With Microsoft Works, Adobe Acrobat Reader and Windows Live.
Intel, Pentium, Celeron, Centrino, Core, Viiv, Intel Inside and the Intel Inside logo are trademarks or registered trademarks of Intel Corporation or its subsidiaries in the United States and other countries.
Which one is better? Should i get one of these or just go with a normal laptop? My budget is $300.
IDeas?
Nagesh answers:
Here are the differences that matter
Processor speed. Laptop 1 = 1.6GHz, Laptop 2 = 900MHz
Because of this, laptop 2 is automatically out.. Don’t buy it.
Other things to note:
There is no disk drive in either notebook.. Meaning there is no place to put CD’s or anything.
The screen size is VERY small.. 8.9″ is smaller than you think.
The webcam on each of them is basically unusable.. The picture is going to be a VERY low quality.
So.. If you are choosing between these two mini laptops.. Then go with # 1 without a doubt. Laptop #2 is WAY WAY WAY slower.
Lisa asks…
my pc is really slow?
my pc is really slow and it may have spyware on here what is the best anti spyware program and where can i get it i can see a mosquito on the wall – nothing to do with making money from the internet but i am scared of mosquitos and heay this is a big one as i work from home i really dont need my home based business beening infested with mosquitos and things like that that stop me make money from the internet do i now cars and houses are really nice dont ya know rap artists now whats all that about they make money but not from the internet.
ok back to my spyware download where from and wooooo hippy walking by my windows. thats not kate moss either or pirates of the carribean with jonny deep. norman bates is real i love him and his chedar cheese ayton computers in the north by the rivers of babylon help me i need money
Nagesh answers:
Why is this question?allowed
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